The guy
10-26-2004, 08:41 PM
It's thought that a lot of the stress in our lives is due the lack of organization. So, here are a few tips on being organized.
GETTING ORGANIZED
-Keep a record of all your house information in a central location.
-Make a list of who to call when you need repairs or maintenance.
-Develop a household budget that everyone can live with.
-Plan major purchases in advance and save for them so that you can pay cash rather than adding to your credit card debt.
-Keep an eye on your credit report. Not only will it help give you a clear idea of where your money is going now, you have the opportunity to clear up mistakes and inaccuracies. You can get a free copy of your credit report here.
-Consolidate as much debt as possible into the lowest interest rate loan or card, rather than having numerous small accounts, all of which have minimum payments.
-Plan your meals a week in advance and shop accordingly.
-Coordinate your shopping trips--make one trip to three or four stores in the same trip rather than three or four separate ones.
-Have a schedule for house maintenance.
If your time is short, consider having certain work (e.g. landscaping, painting) done for you rather than doing it yourself--it may even save money in the long run.
-Schedule and divide chores and responsibilities among all members of the household.
GETTING ORGANIZED
-Keep a record of all your house information in a central location.
-Make a list of who to call when you need repairs or maintenance.
-Develop a household budget that everyone can live with.
-Plan major purchases in advance and save for them so that you can pay cash rather than adding to your credit card debt.
-Keep an eye on your credit report. Not only will it help give you a clear idea of where your money is going now, you have the opportunity to clear up mistakes and inaccuracies. You can get a free copy of your credit report here.
-Consolidate as much debt as possible into the lowest interest rate loan or card, rather than having numerous small accounts, all of which have minimum payments.
-Plan your meals a week in advance and shop accordingly.
-Coordinate your shopping trips--make one trip to three or four stores in the same trip rather than three or four separate ones.
-Have a schedule for house maintenance.
If your time is short, consider having certain work (e.g. landscaping, painting) done for you rather than doing it yourself--it may even save money in the long run.
-Schedule and divide chores and responsibilities among all members of the household.