Pisco_Ssour
11-11-2004, 03:40 AM
Direct damages due to earthquakes are not covered under standard homeowners insurance policies. And unless you live in an area prone to earthquakes, you probably don't need it. If you do live in a part of the country with high earthquake activity you may want to consider adding an earthquake endorsement to your homeowners insurance policy. This will cover damages due to earthquakes, landslides, volcanic eruptions and other earth movements.